Making Health Care Work

LOWERING HEALTH CARE COSTS—A pro-consumer health insurance exchange would allow hundreds of thousands of families and businesses to join together and negotiate for cheaper health care plans.

Delivering on the Promise of Quality, Affordable Health Care

Now the fight for health care reform is in Lansing, and so are the health care industry’s lobbyists.

At stake is how we set up a new insurance marketplace in Michigan — the single biggest tool we have to clean up health care. The new state insurance exchange will allow small businesses, those of us who buy health care on our own, and the uninsured to shop for cheaper health care plans and find some relief from increasingly brutal premiums. 

Done right, the exchange will save billions and level the balance of power between consumers and the health care industry — driving the industry to cut waste and prioritize high-quality care.

The health care industry has spent millions to influence health care, so they know how high the stakes are.

In order to help us fight back against the kind of price jumps and trap-door coverage we’ve all been suffering, PIRGIM is pushing to see that the exchange:

1) Negotiates for better plans. By demanding better care for less cost, the exchange can use the collective power of hundreds of thousands of Michiganders to finally demand that the industry do better.

2) Have high standards, so that bad plans aren’t an option.

3) Be open to as many Michiganders as possible. Limits that shut some individuals and businesses out of the exchange would reduce its ability to lower costs — and will be a key tactic that industry lobbyists use to weaken it.

4) Be accountable to the public.

Issue updates

News Release | PIRGIM | Health Care

Supreme Court Upholds Health Reform

Today’s decision is good news for consumers. Insurance companies can’t go back to the days of dropping your coverage once you become ill, or denying coverage to sick children. And beginning in 2014, the days of insurers being able to deny anyone coverage for “pre-existing conditions” will be history. 

> Keep Reading
Report | PIRGIM Education Fund | Health Care

Making the Grade: A Scorecard for State Health Insurance Exchanges

States have an important opportunity to improve their health care marketplaces through the creation of an exchange. And the health reform law gives the states substantial leeway to define critical aspects of the exchange, including who is eligible to buy coverage through it, how aggressively it will set standards and negotiate with insurers, and who will run it.

> Keep Reading
News Release | PIRGIM Education Fund | Health Care

Nationwide Study of New Health Exchanges Shows Michigan How to Lower Costs for Consumers

Many states are creating health exchanges to deliver better value for consumers, and Michigan should follow their lead, according to Making the Grade, a new report by PIRGIM.

> Keep Reading
News Release | PIRGIM Education Fund | Health Care

Effective State Exchange Key to Lower Health Costs for Michigan Consumers

Michigan policy-makers can address rising health care costs by implementing an effective health insurance exchange, according to the first in a new series of policy briefs released today by consumer advocacy group PIRGIM.

> Keep Reading
Media Hit | Health Care

WCMU: Report lays out cost of repealing health care law

A Michigan non-profit is warning that repealing the national health care law could have some costly consequences for Michigan small businesses.

> Keep Reading

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News Release | PIRGIM | Health Care

Supreme Court Upholds Health Reform

Today’s decision is good news for consumers. Insurance companies can’t go back to the days of dropping your coverage once you become ill, or denying coverage to sick children. And beginning in 2014, the days of insurers being able to deny anyone coverage for “pre-existing conditions” will be history. 

> Keep Reading
News Release | PIRGIM Education Fund | Health Care

Nationwide Study of New Health Exchanges Shows Michigan How to Lower Costs for Consumers

Many states are creating health exchanges to deliver better value for consumers, and Michigan should follow their lead, according to Making the Grade, a new report by PIRGIM.

> Keep Reading
News Release | PIRGIM Education Fund | Health Care

Effective State Exchange Key to Lower Health Costs for Michigan Consumers

Michigan policy-makers can address rising health care costs by implementing an effective health insurance exchange, according to the first in a new series of policy briefs released today by consumer advocacy group PIRGIM.

> Keep Reading
Media Hit | Health Care

WCMU: Report lays out cost of repealing health care law

A Michigan non-profit is warning that repealing the national health care law could have some costly consequences for Michigan small businesses.

> Keep Reading
Media Hit | Health Care

The State News: House health care repeal unlikely

A congressional battle is brewing, and college students undoubtedly will be caught in the fray. That’s because a vote by the Republican-dominated U.S. House on whether to repeal health care reform enacted last March is expected next week.

> Keep Reading

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Result | Health Care

Young People Now Covered

This year, the federal health care reforms that PIRGIM worked to win have started to pay off for young people. In the past, teens saw their premiums soar or were denied coverage when they turned 19, even if they’d been insured their whole lives. Now, they can remain on their parents’ plans until age 26. 

> Keep Reading
Result | Health Care

Young People Now Covered

This year, the federal health care reforms that PIRGIM worked to win have started to pay off for young people. In the past, teens saw their premiums soar or were denied coverage when they turned 19, even if they’d been insured their whole lives. Now, they can remain on their parents’ plans until age 26. 

> Keep Reading
Report | PIRGIM Education Fund | Health Care

Making the Grade: A Scorecard for State Health Insurance Exchanges

States have an important opportunity to improve their health care marketplaces through the creation of an exchange. And the health reform law gives the states substantial leeway to define critical aspects of the exchange, including who is eligible to buy coverage through it, how aggressively it will set standards and negotiate with insurers, and who will run it.

> Keep Reading
Report | PIRGIM Education Fund | Health Care

The Cost of Repeal

On March 23, 2010, after a long congressional debate, President Barack Obama signed into law comprehensive federal health care reform legislation, known as the Affordable Care Act or ACA. But the enactment of the law did not end the debate.

> Keep Reading
Report | PIRGIM Education Fund | Health Care

The Young Person's Guide to Health Insurance

Starting this year, under the new health care law, young people will gain access to new, previously unavailable health insurance options. To make the most of those new choices, you need to learn the facts. This guide is designed to help you do that.

> Keep Reading
Report | PIRGIM | Health Care

Michigan Small Businesses at Risk

America’s small businesses stand at the forefront of innovation.  Our entrepreneurs are the first to adopt new technologies and take new approaches in old industries.  As engines of job creation, small businesses are the leading edge that pushes our economy forward. They are also, unfortunately, on the front lines of the health care crisis.

> Keep Reading
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